Get top-up health insurance
It covers what health insurance doesn't reimburse.
Free top-up health cover (C2S): income limit (single person, mainland France)10,421 €/yearWith a financial contribution up to €14,069/year. The health insurance office answers within 2 months. Limits are reviewed every year.
Verified on 08/10/2026 · Service-public F10027Source
How to do it
- 1Start by checking whether you can get the complémentaire santé solidaire: it depends on your income and requires a valid residence permit.
- 2If you are eligible, apply online from your ameli account, or send form cerfa n°12504 to your health insurance fund.
- 3If you are not eligible, compare several complementary health contracts (mutual insurers, insurers) against your real needs: GP visits, pharmacy, dental, optical, hospital.
- 4Once your cover is in place, show your third-party payment card (or certificate) together with your ameli certificate at the doctor's and the pharmacy.
What you need
- Your social security number and access to your ameli account
- Your valid residence permit
- Proof of income (for the complémentaire santé solidaire)
- Your housing details
Tips
- The complémentaire santé solidaire can be free or come with a small contribution depending on your income: check this before paying for a private contract.
- Being enrolled at an educational institution is one of the situations covered by the residence condition: do not assume it is too early just because you have just arrived.
- The complémentaire santé solidaire lasts one year and must be renewed: note the end date.
A question about this step?
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